Something annoyed me a few days ago. I was talking to a friend and he was saying
how bad the economy was, and giving the doom and gloom speech about how the
little man can’t get ahead. He makes
$21,000 more than I do, yet seems to be living paycheck to paycheck. He’s convinced that “more money” is the
solution to his problem. So he’s gone
out and got a side job. And a side sales
business. I wish him well, but unless he
changes his attitude, then he’s going to fail.
Blaming “the economy” is just another gigantic copout that
people do when they don’t want to accept responsibility for the mistakes
they’ve made in their life. Yes, finding
work can be hard. But if you are a bad
ass, then you will find work. It may not
be in your field, but you can find work.
All you need is a “getting by” job to keep your head afloat while you
find your wonderful job.
But then many people need more than a getting by job because
they’ve spent every single penny they made, trying to keep up with the Joneses
and listening to the age old lie that you have to spend money to make money and
you should “fake it until you make it”. Which
is completely hilarious. Because “The
Millionaire Next Door” says exactly the opposite, and that’s based off research
of ACTUAL millionaires. These are people
who are worth a million dollars, and they know how to make money and hold on to
it. As a general rule, the rest are
gigantic underachievers of wealth. Of
which I am too, but I’m making progress and I have a plan to change that.
More than likely, my friend has never put pen to paper and
figure out what in the world is going on.
With what they make and what they pay in rent, that family should be
banking. But they aren’t. And I can tell that just from the way they
talk. Because they are up to their
eyeballs and debt and they talk like the “the economy” is bad. They haven’t taken responsibility for their
actions and accepted that the problem is right between their ears.
I should probably spend some time working on them, but it’s
going to be a hard sell. I mean, how
can a guy making a lot less than you tell you how you need to run your
finances? Even though my advice comes from
works written by millionaires and by plans created by wealthy people. We’ll see.
We’ll see.